| Category of Account holder | Description of documents. | ||
| Identification | Address | ||
| Individual | 1. Photograph No.2
2. Any one of the following: 1. Income Tax PAN Card 2. Voter ID Card 3. Driving Licence 4. Letter from a recognized public authority or public servant verifying the identity and residence of the customer to the satisfaction of bank. |
Any one of the following documents showing name and address.
1. Any one of the following: 1. Aadhar Card (UIDAI) 2. Latest Telephone Bill 3. Latest Electricity Bill 4. Ration Card 5. Bank Account/Passbook /statement 6. Letter from any recognized public authority |
|
| Hindu Undivided Family (H.U.F.) | H.U.F. Letter or H.U.F. deed and | ||
| KYC Document from all major co-parcerners and Karta of the HUF
1. Photograph No.2 2. Any one of the following: 1. Income Tax PAN Card-HUF 2. Voter ID Card 3. Driving Licence |
KYC Document from all major co-parcerners and Karta of the HUF:
1. Any one of the following 1. Aadhar Card (UIDAI) 2. Latest Telephone Bill 3. Latest Electricity Bill 4. Ration Card 5. Bank Account/Passbook/statement 6. Letter from any recognized public authority |
||
Saving Account
- We offer 4% Interest on Savings Bank Deposit as per RBI’s Directive.
- Customer has to maintain minimum balance or Rs.1100/- for Cheque Book facility.
- We offer nomination facility for all deposit accounts.
- Customer can open single/joint account and operate as per instruction like Any one, Jointly, Any two Jointly either or survivor etc.
- Customer can open Savings A/c for his/her minor children.
- We offer Computerised passbook to our Account holders.
- We are member of Deposit Insurance and Credit Guarantee Corporation in which customers deposits are insured up to Rs. 1 Lakhs.
- Passport Size Photograph – 2 Copies
- Introduction From Existing account Holder
- Birth Certificate for minor account
- Marriage Certificate
- Applicant has to show all original documents to the bank for verification with zerox copy. Original documents will be returned to applicant after verification.
Rules & Regulation for Savings Bank Account
- Every Depositor must have to fulfill KYC norms as per RBI directive.
- The Customer has to furnish all the valid proof under KYC norms at the time of opening an account as per RBI Guideline.
- Guardian can open Minor’s Savings Account. Birth Proof of Children is required.
- The customer must have to preserve his/her cheque book & passbook in his custody. The Bank is not responsible for any misuse of cheque book & pass book.
- Interest on Savings deposit is calculated on daily balances as per RBI’s directives.
- Cheque book is Chargeble.
- The customer without cheque book facility will be given withdrawal form at the time of payment. The withdrawal form will be given to the account holder only and only at the time of payment.
- The Passbook should be accompanied with the withdrawal form.
- Stop payment of particular cheque/s facility is available but the customer has to keep sufficient balance to match the cheque amount then only the cheque will be returned with the reason of stop payment and stop payment charges will be levied from the account.
- The Bank is having all rights of appropriation, set off, lien and change the rules and regulation.