CASH CREDIT/JATJAMIN LOAN (Personal Loan)
How to apply : (Eligibility of borrower)
- An application in Bank’s Prescribed Form duly filled up having been affixed with the Photographs of the applicant/s and 2 (Two) guarantors along with their signatures to be supported by the papers / documents detailed as under.
- Unsecured Loan is available upto Rs.1,00,000/- to meet with the expenses of social, religious occasion, medical treatment, minor repairs to property etc.
For the Applicant/s.
Applicant details :
- Applicant’s last one year balance sheet.
- 1 Photographs of Applicant
- Applicant should have Savings Bank account with the bank.
- Address proof – Aadhar Card/ Ration Card
- Photo proof – Pan card / Voter card / Driving license (Any one)
- Gam Panchayat Income Proof Certificate.
- Proof of Immovable Property if owned by the applicant.(City Survey Property Card)
- Bank Cheques No – 2 (Two) Applicant and Guarantor.
- The Janta Sharafi Mandli – No due certificate.
- A letter of undertaking from the employer to deduct of EMI from salary in case of salaried person if agreed by their Employers.
- The purpose considered are, social cause / small repairs of property / small business Child education etc.
- Repayment period Maximum 36 months
- Share Linkage Borrower must have Bank’s share linkage @ 2.50% of the loan sanction amount.
- Borrower must be a member of the Bank. Have good reputation and credit worthiness.
Guarantor Details
- 1- Photographs of the 2 (Two) guarantors
- City survey Property Card. (Applicant or one Guarantor)
- Two (2) cheques with signed
- Note : Other supportive papers/documents/proofs to be produced, if further needed and asked by the Bank.